No you are not covered by any insurance.
We oblige you to be covered by Emergency medical insurance for the full period of any trip booked by us. We will not be liable for any emergency evacuation or your health treatment costs if you require any of these services while travelling with us.
Be aware that many normal health insurance policies in your home country do not cover you if you become ill or have an accident abroad. In some cases (often in the USA) they do, but they may not cover the costs of evacuation and repatriation while travelling.
Furthermore many insurance policies will not cover Covid-19 cases, or any epidemic. Recently more policies are including cover for Covid-19. It is also advisable to thoroughly check cover for your health and evacuation for the period and locations that you will be travelling, and to buy additional travel insurance to cover that and other costs if necessary.
Before you buy your travel insurance, it is also essential that you know what is included or not in your travel insurance package. There are often exclusion clauses in the fine print. Here are some items that may or may not be covered:
- Flight cancellation or delay (if the airline that you book your international air ticket cancels or delays your flight). Costs of these delays can be particularly expensive in the case of a safari, as in many instances there are limited schedule flights to the camps (such as only twice weekly) and in order to catch up with your itinerary, it may be necessary to charter a private aircraft.
- Delays or cancellations due to labour issues, strikes, terrorism, or other threats.
- Baggage loss or delay while en route.
- Trip cancellation in the event that you have to cancel your trip due to an unforeseen circumstance. This could be a death in the family or of a friend, an illness, jury duty, bankruptcy of a supplier or airline, or other issues prior to your departure.
- Trip interruption due to similar reasons such as health issues to you or people close to you at home while you are travelling.
- Costs incurred when flying or travelling from one place to another, such as theft, and loss of baggage, delay requiring hotel overnight stays if stranded en route to your travel destination.
- Cancel for any reason. This is nearly always an extra insurance, and it is usually only possible to contract this insurance within a limited period (often 2 weeks) of paying the initial deposit and signing the Trip Contract.
Several websites explain the various types of insurance including Travel Insurance Review.
We can offer you various insurances at additional cost if you are a resident of Spain. Unfortunately many countries require that you purchase travel insurance from locally based travel agents or providers, in which case we cannot sell you travel insurance. However these days most travel insurance is bought on-line. Here are links to some insurance providers –
AXA insurance for those living in the Schengen Area of Europe.
